Ogden Murphy Wallace, P.L.L.C. is experienced in insurance coverage issues ranging from existence and scope of pollution exclusions in the environmental coverage context to determining what constitutes a disability under disability insurance coverage and what constitutes the use of an automobile under an automobile insurance policy.  Our attorneys represent clients in declaration judgment actions and regulatory actions involving insurance.  Our attorneys also work proactively with clients to interpret insurance policies and address coverage issues before litigation arises.  We have experience with CGL, EPL, homeowners, automobile, and professional liability insurance, disability insurance, health insurance and self-insurance, along with the interplay between primary and excess coverage and allocation among policies and policyholders. This experience enables us to serve our clients’ needs on insurance coverage matters.